Georgia911 Risk Insurance – Business Liability Insurance

Most ordinary insurance policies do not cover against earthquake damage. More

Flood Insurance for Homeowners

Just because it has not happened before doesn't mean it won’t in the future. More

Home & Contents Insurance

Homeowners insurance covers private homes in the event of damage or loss to the property or structure. More

Severe Weather Warnings

Contact information and details for weather centers and severe weather warning services. More

Business Emergency Management – Business Assistance During Emergencies

It is essential to have a Business Emergency Management Plan in place in case of a crisis situation. Below is an emergency plan and assessment checklist along with important contact details for government emergency departments and agencies.

FEMA Federal Emergency Management Agency

DERA The Disaster Preparedness and Emergency Response Association

EPA Environmental Protection Agency

NEMA National Emergency Management Association

Keep an updated list of essential contacts:

  • Public Health Agency
  • Police – Local and State
  • Fire department
  • Emergency Medical Services
  • Local Government Officials
  • Electric, gas, water and telephone companies

Safety Equipment:

  • Fire Extinguishers
  • Smoke Detectors
  • Carbon Monoxide Alarms
  • First Aid Kits
  • Automatic External Defibrillators (AED’s)

Your Emergency Plan Checklist:

  • Designated leaders who will be in charge during an emergency or crisis situation.
  • Warning system for communicating with staff
  • Evacuation Procedures
  • Special considerations for staff with medical conditions and disabilities
  • Procedures in place to deal with medical emergencies internally
  • Specific shelter or emergency point for staff to assemble
  • Communication procedures in place for employees and family members
  • Have an out of town contact number you can call during an emergency

Prepare your Business:

  • Back up all vital business data and records
  • Identify vulnerabilities
  • Install emergency lighting
  • Ensure you have relevant insurance cover
  • Train staff in emergency response procedures
  • Identify emergency exits and alternative routes out of you business premises
  • Identify an emergency assembly area
  • Maintain up to date emergency contact details
  • Encourage staff to keep contact details up to date

Emergency or Disaster Situations that could affect your business and employees:

  • Fire
  • Floods
  • Severe Storms
  • Earthquakes
  • Cyber Attacks
  • Tsunami (Coastal Regions)
  • Hazardous Materials Spill
  • Terrorist Attack

Practice your Business Emergency Management Plan:

  • Regular drills and safety assessment for both your staff and business premises
  • Evaluate your emergency plan and drills, improve emergency procedures if necessary
  • Train staff in emergency treatment and first aid

Emergency and Disaster Supplies:

  • Emergency water
  • Emergency food
  • Protective clothing
  • Portable radio
  • Sanitation supplies
  • Flashlights
  • Blankets
  • Two way radios
  • Portable power generator

Businesses caught in emergencies and natural disasters stand to lose significant amounts of revenue due to the downtime caused by unsafe and therefore unusable offices. One solution is to use shared, temporary or serviced office space until the business' primary residence is declared safe. A list of buildings offering fully furnished and equipped serviced office space available on flexible move-in, move-out terms can be found here.