Georgia911 Risk Insurance – Business Liability Insurance

Most ordinary insurance policies do not cover against earthquake damage. More

Flood Insurance for Homeowners

Just because it has not happened before doesn't mean it won’t in the future. More

Home & Contents Insurance

Homeowners insurance covers private homes in the event of damage or loss to the property or structure. More

Severe Weather Warnings

Contact information and details for weather centers and severe weather warning services. More

Home Damage Repair in Georgia

Georgia exists within a unique confluence of geological and climate-based features. As a state in the southeastern United States, Georgia is prone to the violent weather that results from hurricanes. Parts are Georgia are known to have tornadoes from time to time. In the summer, there is a constant threat of forest fires. In the winter, there is even the possibility of horrendous ice storms that have the potential to bring down trees and damage homes.

Due to the broad range of problems that Georgia can potentially face, it is important for residents of the state to understand how to deal with many forms of natural damage to their homes. If you are facing damage repair from a natural disaster, including storm damage, the following information could be of great use to you.

Fire Damage

Fires can break out in forests and end up leaving burnt-out homes in their wake. The steps you take to repair the damage done by a fire will depend entirely on the level of damage your home incurs. For example, some fire damage harms a house so much that it simply cannot be salvaged.

If your home has suffered a moderate or light amount of fire damage, then you need to contact a certified fire damage repair specialist. If you can't find a specialized fire repair company in your area, then you should contact local flood damage repair companies. Many of these companies offer fire repair as a part of their services.

Flood Damage

Floods can feel like a year-long threat in Georgia. State health regulations require you to use a contractor who is certified in mold detection and mold removal. Mold can pose a significant health threat to you and your family if it is left untreated. Even brand-new flood damage can contain mold in dangerous concentrations. Always take care of water damage as quickly as possible to avoid mold and unnecessary degradation of walls and floors.

Hurricanes and Tornadoes

Hurricanes and tornadoes can cause a significant amount of damage to your home in a very short amount of time. You should attempt to find contractors who can both fix damaged areas and reinforce them against future storms. It's not enough to simply fix what's broken and move on. Consider looking into hurricane insurance that comes with flood damage coverage. Some hurricane insurance only covers physical damage done to your home by high winds while leaving you open to flood problems.

Qualifications and Standards

Georgia requires general and residential contractors to be licensed at the state level. The licensing is done through the Georgia Licensing Board for Residential and General Contractors. The licensing requirement helps consumers protect themselves from unskilled tradesmen posing as qualified contractors. If possible, storm disaster victims should consider hiring contractors who are certified through the IICRC, or the Institute of Inspection Cleaning and Restoration Certification. This is an international body that sets industry standards for residential contractors and general contractors. This organization is only one of many that provides an extra level of certification to contractors in Georgia.